Privacy Policy

Your privacy matters to us. This policy explains how meloravithan collects, uses, and protects your personal information when you use our budget monitoring platform.

Information We Collect

meloravithan collects various types of information to provide you with our comprehensive budget monitoring services. Understanding what we collect helps you make informed decisions about using our platform.

Personal Information

When you register for meloravithan, we collect basic personal details including your name, email address, phone number, and postal address. This information is essential for account creation and communication purposes. We also collect authentication information such as usernames and encrypted passwords to secure your account access.

Full name and contact details for account verification
Email address for important service notifications and updates
Phone number for two-factor authentication when enabled
Postal address for billing and compliance requirements
Date of birth for age verification and regulatory compliance

Financial Data

As a budget monitoring platform, meloravithan processes financial information you provide to deliver our core services. This includes bank account connections, transaction data, spending categories, and budget preferences. All financial data is encrypted using industry-standard protocols and stored securely.

Bank account connection details through secure third-party providers
Transaction history and categorization data
Budget goals and spending targets you set
Financial patterns and analytics generated from your data
Payment information for subscription services

Technical Information

We automatically collect certain technical information when you access meloravithan. This includes device information, browser details, IP addresses, and usage analytics that help us improve our platform performance and security measures.

How We Use Your Information

meloravithan uses your information primarily to provide, maintain, and improve our budget monitoring services. We're committed to using your data responsibly and only for purposes that directly benefit your experience with our platform.

Service Delivery: Your personal and financial information enables us to provide accurate budget tracking, spending analysis, and financial insights tailored to your specific situation and goals.

Creating and maintaining your meloravithan account with personalized settings
Processing and categorizing your financial transactions automatically
Generating budget reports and spending analytics based on your data
Sending notifications about account activity and budget milestones
Providing customer support and responding to your inquiries
Improving our platform through usage analysis and feature development
Ensuring platform security and detecting fraudulent activity
Complying with legal and regulatory requirements in the United Kingdom

We also use aggregated, anonymized data to develop new features and improve our services. This data cannot be traced back to individual users and helps us understand broader usage patterns and preferences.

Data Sharing and Third Parties

meloravithan maintains strict control over your personal information and only shares data when necessary for service delivery or as required by law. We never sell your personal information to marketers or advertisers.

Authorized Service Providers

We work with carefully selected third-party service providers who assist in delivering our platform services. These providers have access only to specific information necessary for their services and are bound by strict confidentiality agreements.

Bank connection services for secure account linking
Cloud infrastructure providers for data storage and processing
Payment processors for subscription billing
Customer support platforms for service inquiries
Security services for fraud detection and prevention

Legal Requirements

In certain circumstances, we may be required to disclose your information to comply with legal obligations, court orders, or regulatory requirements. We will always notify you of such requests unless legally prohibited from doing so.

Data Security Measures

Protecting your financial and personal information is our highest priority. meloravithan implements comprehensive security measures that meet and exceed industry standards for financial data protection.

Encryption Standards: All data transmission uses TLS 1.3 encryption, and stored data is encrypted using AES-256 standards. Your financial information is never stored in plain text format.

Multi-layered encryption for data in transit and at rest
Regular security audits and penetration testing
Access controls limiting employee data access to essential personnel only
Continuous monitoring for suspicious account activity
Secure data centers with physical access controls
Regular backup systems with encrypted storage
Incident response procedures for potential security breaches

While we implement robust security measures, we also encourage users to maintain strong, unique passwords and enable two-factor authentication for additional account protection.

Your Privacy Rights

As a meloravithan user, you have comprehensive rights regarding your personal information. These rights are designed to give you control over your data and ensure transparency in how we handle your information.

Access and Portability

You can request a complete copy of all personal information we hold about you. This includes your account details, financial data, and usage history. We provide this information in a structured, commonly used format that allows you to transfer your data to other services if desired.

Correction and Updates

You can update your personal information directly through your meloravithan account settings. For more complex corrections or if you believe we have inaccurate information, you can contact our support team for assistance with corrections.

Deletion Rights

You can request deletion of your personal information, though we may need to retain certain data for legal compliance or legitimate business purposes. We'll explain any limitations and delete all possible information upon your request.

Request access to your personal data within 30 days
Correct inaccurate or incomplete information
Delete your account and associated data
Object to specific uses of your information
Withdraw consent for data processing activities
Receive your data in a portable format

Data Retention and Deletion

meloravithan maintains clear policies regarding how long we retain your information and our processes for secure data deletion when retention is no longer necessary.

Retention Periods

We retain your personal information only as long as necessary to provide our services or as required by applicable laws. Account information is typically retained for the duration of your active subscription plus a reasonable period afterward for potential account reactivation.

Active account data: Retained throughout your subscription period
Financial transaction data: Retained for 7 years for regulatory compliance
Marketing communications: Retained until you unsubscribe
Support interactions: Retained for 3 years for service improvement
Technical logs: Typically retained for 12 months for security purposes

Secure Deletion Process

When we delete your information, we use secure deletion methods that make data recovery impossible. This includes overwriting data storage locations and destroying any backup copies according to industry best practices.

International Data Transfers

meloravithan primarily processes and stores data within the United Kingdom and European Union. However, some of our service providers may process data in other countries with adequate data protection standards.

Transfer Safeguards: When data is transferred internationally, we ensure appropriate safeguards are in place, including adequacy decisions, standard contractual clauses, or other approved transfer mechanisms.

We regularly review our international data transfer practices to ensure they meet current regulatory requirements and provide adequate protection for your personal information regardless of processing location.

Cookies and Tracking Technologies

meloravithan uses cookies and similar technologies to enhance your platform experience, remember your preferences, and analyze usage patterns. You have control over cookie settings and can adjust them according to your preferences.

Essential cookies for platform functionality and security
Preference cookies to remember your account settings
Analytics cookies to understand platform usage patterns
Performance cookies to optimize loading times and responsiveness

You can manage cookie preferences through your browser settings or our cookie preference center. Disabling certain cookies may limit some platform functionality but won't prevent basic service access.

Policy Updates and Changes

meloravithan may update this privacy policy periodically to reflect changes in our services, legal requirements, or industry best practices. We're committed to maintaining transparency about how we handle your information.

Notification Process

When we make material changes to this policy, we'll notify you through email and prominently display the changes on our platform. For minor updates that don't affect your rights, we'll update the policy and note the revision date.

We encourage you to review this policy periodically to stay informed about how we protect your information. Continued use of meloravithan after policy updates constitutes acceptance of the revised terms.

Contact Us About Privacy

If you have questions about this privacy policy or how we handle your personal information, please contact us:

Address: 32 Willn St, Derby DE23 8QS, United Kingdom

Phone: +441995643496

Email: info@meloravithan.com

Our privacy team typically responds to inquiries within 48 hours during business days.

This Privacy Policy was last updated on January 15, 2025